We were thinking of refinancing but feel it wouldn't be worth it in our case because we have only lived in our new house for a little over 2 years so we do not have that much equity. The closing costs are still pretty high. It is a shame though because the rates are so low. I just wish the property taxes would decline as well. NJ is unbelievable with their property taxes. It is getting pretty ridiculous. 

marie @ 16:56 | comments(0) | Permanent link